Dealing with the insurance company is never easy and we always recommend that you call and schedule a free consultation from one of our qualified roofing specialist. We can give you the best advice and make sure that you are going to receive every dollar that's owed to you. Not only is Hartman Roofing going to give you solid advice we will aid you in filing your insurance claim.
Working with the insurance companies is part of our business and can guide you, making the claim process easy.
To the insurance company your roof is the most important aspect of your house. It is the gateway to the more valuable assets below that in turn would be cause for a greater claim. According to the Insurance Institute for Business and Home Safety, in more than 90 percent of hail or high-wind claims, there is a pay out relative to the roof cover. Insurance companies expect you to provide proper documentation when reviewing insurance claims and other information necessary to file.
What Does Your Policy Cover?
The easiest way to find out whether or not your roofing insurance policy covers the damage in question is to call the insurance company or as mentioned above call Hartman Roofing to schedule a free no-hassle insurance consultation by calling 432-522-1117.
There are many stipulations involved in the insurance policy. In most roofing policies they take into account the age of the roof. If your roof is less than 10 years old you will probably be covered to replace the entire roof or only repairing damaged areas. If your roof is more than 10 years old you may only be qualified for the depreciated value of the damage roof and the entire roof would need to be replaced without the option for repair. The depreciated value meaning that your roof has met the near end of the manufactures limited warranty and that your roof may have needed to be replaced anyway. These are all lined out in your insurance policy.
Now don't be afraid, there are insurance policies that do cover your roof in the event of roofing damage regardless of age or types of damages that occur. You can easily find out whether or not you are covered in our one on one roofing consultation or calling your insurance company. Hartman Roofing 432-522-1117.
Take Photos Immediately
One of the most important action steps to take is to snap as many up-close photographs as possible. Take photos before the repairs and after to ensure that you are receiving the best possible service and not going to get short changed. Providing these documents are important to your claim in making sure that you receive everything that is owed to you in your settlement. As mentioned before by calling and scheduling a one on one consultation with one of our roofing insurance claim specialist we will take the photos ourselves and provide to you these important documents.
Choosing a Qualified Roofing Contractor
After you have gone through the daunting process of navigating your way through your insurance policy you now need to choose a qualified roofing contractor. Before you can get the work done you would need to get some estimates. You would want to choose a roofing company that has experience in working with roofing insurance claims. Qualified roofing companies are important. We recommend choosing a local well established roofing contractor. Call Hartman Roofing today at 432-522-1117 to schedule a free no- hassle consultation.
Beware of Fly-by-night Roofing Contractors
One of the greatest mistakes are involving fly-by-night roofing companies from out of town. These roofing contractors have left a devastating wake in the roofing industry, ripping off millions in dollars and causing both frustrated homeowners and roofing contractors alike. These fly-by-night companies usually show up after a storm and will knock on your door claiming to be local, but not really. The best way to investigate a suspect roofing contractor is to look for online credentials.
We would like to thank you again for visiting Hartman Roofing of Midland Texas Online. We are dedicated to bringing the best roofing services and roofing products to the marketplace. Don't forget that Hartman Roofing in Midland offers free no-hassle estimates and roofing consultations. Call Today 432.522.1117